Investments' Ideas

Commodities rise a lot for the past few months. Gold, Iron, Oil and etc, rise since 2008. Everyone shift their attention to the commodities, investing in Gold. The world economy is still fragile, but that's where the money lies around. Stocks is no longer one of the option for investors to look at. I for sure, will not leave stocks for commodities investment. I have an idea of playing stocks in Malaysia. REIT is not a new thing but in Malaysia, it's still consider new. With an average return 6-9% yearly for most of the REITs, it's a defensive play instead of investing in Unit Trust. Why want to let people manage the stocks when I myself can manage the REITs myself.

If I have RM1 million, I will put all of it in the REITs separately, in order to earn those dividends quarterly or every 6 months. For an example, RM80k REIT investment, with returns of 8% yearly, returns RM6400 yearly. An estimated RM533 monthly. The REIT appreciations are note accounted yet. It's not much, but it's just an additional pocket money for defensive play. It gives return better than FD, UT and Investment Links.

At this moment, I'd invested quite heavily on blue chips and 1 REIT. I may continue to monitor around. If it drops more in the market, I shall keep on buying as what drops, will rise to the occasion. This idea is only applicable in Malaysia, where blue chips are the KLSE stronghold.

I am now still far from my RM80k targets. It may takes a year to reach that figure, but I believe I can make more. Thus, I may look for other opportunities around in order to raise that figure.

As I make this fortune alone, it's tough road ahead as we know that, 2 is better than 1. If I am still in Malaysia, I may need years to achieve that target. As I calculated, I need to sacrifice for a year or 2 in order to achieve my financial security. Financial freedom is still far ahead, where I may need 15 years to reach it.

Every person's investment ideas may vary, but, my play is "A rich people has their own way of playing, a poor people too has their own way. One can't build a Rome in a day, but where there is a will, there's a way!!!"